Ramky Lumina Cost Sheet 2026 — The Full Price Breakdown

Published prices tell you the starting point, not the cheque you will write. A Ramky Lumina cost sheet breakdown separates the base figure from everything that stacks on top of it, and the gap between the two routinely surprises first-time buyers. This piece walks the full structure as it applies at Hosa Road, using the developer's published all-inclusive figures as the base.

Start with the base. All-inclusive pricing runs from Rs 82 L for a 625 sft one-bedroom home to Rs 1.96 Cr for the largest 1,533 sft three-bedroom layout. A 1,040 sft two-bedroom sits at Rs 1.35 Cr, and a 1,311 sft three-bedroom at Rs 1.69 Cr. Reserve homes in Towers D and E are indicated between Rs 1.69 Cr and Rs 1.85 Cr. Divide through and the Ramky Lumina all inclusive cost works out near Rs 12,800 to Rs 13,100 per sft, drifting with layout and floor.

Floor rise is the first addition, and it is the one most buyers underestimate because it compounds with height. Towers here run two basements, ground and 14 floors, so the difference between a third-floor home and a thirteenth-floor home in the same stack can be material. Ramky Lumina floor rise charges apply per the developer's published schedule, and the schedule is worth asking for in writing rather than accepting as a verbal range at the sales office.

Preferred location charges come next. These attach to corner homes, amenity-facing homes, and the two Ramky Reserve towers at the centre of the parcel. Towers D and E sit between the pool ensemble on one flank and the sports and wellness grounds on the other, which is precisely why they carry a premium. If you are shortlisting a corner unit for the cross-ventilation, budget for the PLC that comes with it.

Statutory charges follow a fixed formula and cannot be negotiated. Ramky Lumina GST and stamp duty charges run at 5% GST on under-construction homes and approximately 7.65% for Karnataka stamp duty and registration. On a Rs 1.69 Cr three-bedroom, those two lines alone add roughly Rs 21 L before anything else. Club membership and the maintenance corpus fall due once, at booking or at possession.

One habit makes a Ramky Lumina cost sheet breakdown far easier to compare across projects. Ask for the sheet against a named layout, a named tower and a named floor, rather than against a configuration, because a 1,311 sft three-bedroom on the third floor of Tower B and the same layout on the twelfth floor of Tower D carry different floor rise and different preferred location charges. Two sheets for the same configuration can differ by several lakhs on those two lines alone, and the difference is invisible until both documents sit side by side.

Two comparisons make the cost sheet easier to judge. First, convert everything into a per-sft figure once the additions are in, because a base rate of Rs 12,800 can land nearer Rs 14,000 fully loaded on a high floor with a corner premium. Second, compare that loaded figure against the corridor average of roughly Rs 11,400 per sft rather than against another project's base price, since base prices are quoted on different bases by different developers. A cost sheet compared against a brochure headline is not a comparison at all.

Car parking is allotted across the two basement levels. Payment then follows a construction-linked schedule, with milestone percentages tied to build stages rather than calendar dates, and home loans are available through Bajaj Finance, HDFC, ICICI and SBI. One point worth holding onto: no page can tell you your number. Ask for the cost sheet issued against a specific layout, tower and floor, with every line itemised, and compare that document rather than the headline price. See the full price list for the current position.

Related reading: the Ramky Lumina payment plan and booking process.

FAQs

1. What does the Ramky Lumina cost sheet include beyond the base price?
   Beyond the all-inclusive base figure, the cost sheet itemises floor rise, preferred location charges, car parking, club membership and the maintenance corpus, GST at 5% on under-construction homes, and Karnataka stamp duty and registration at approximately 7.65%.

2. What is the starting price at Ramky Lumina?
   Rs 82 L all-inclusive for a 625 sft one-bedroom home. Two-bedroom homes open at Rs 1.35 Cr for 1,040 sft and three-bedroom homes at Rs 1.69 Cr for 1,311 sft, rising to Rs 1.96 Cr for the 1,533 sft layout.

3. How much do GST and stamp duty add?
   GST runs at 5% on under-construction homes and Karnataka stamp duty and registration at about 7.65%. On a Rs 1.69 Cr three-bedroom, those two lines together add roughly Rs 21 L.

4. Can floor rise charges be estimated in advance?
   They follow the developer's published schedule rather than a flat rate, so ask for that schedule in writing. Towers run to 14 floors, which means the spread between a low and a high floor in the same stack can be significant.