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Questions to Ask Your Builder Before Signing the Agreement for Sale

January 19, 2027
4 min read

Sales conversations are designed to answer the questions buyers usually ask. Preparing the questions to ask a builder before booking a flat that they...

Sales conversations are designed to answer the questions buyers usually ask. Preparing the questions to ask a builder before booking a flat that they do not expect is how you find out what a brochure leaves out, and every one below has a documentary answer.

Dates come first, because two usually exist. Ask which possession date will appear in the agreement for sale. On this corridor, marketed handover runs from December 2026 for Towers A and C, March 2027 for Tower B and January 2028 for Tower F, while the declared RERA completion date is December 2028. Only the date written into your agreement carries legal weight, and the gap between the two is the risk you are accepting.

Area is the second question and the most expensive misunderstanding available. Ask for saleable area and RERA carpet area separately for your specific layout, not for the configuration. Across the nineteen layouts here, carpet-to-saleable efficiency runs roughly 64% to 75% once balcony and utility areas are counted. Saleable area is what you pay for; carpet area is what you occupy.

Specification wording repays close reading. Ask whether each line names a brand or only a category, because category-level wording such as premium CP fittings gives the developer latitude that a named brand does not. Where a tower carries upgrades, as Towers D and E do with upgraded flooring, glass railings and smart home control, ask for that scope to appear in the agreement rather than only in the brochure.

Charges are the fourth area, and they rarely appear with figures attached. Ask for the floor rise schedule in writing. Find out which units attract preferred location charges and how much. Club membership and maintenance corpus amounts should come with figures attached. Statutory costs follow a formula, with GST at 5% on under-construction homes and Karnataka stamp duty and registration at approximately 7.65%, but the discretionary charges are where a cost sheet diverges from a headline price.

A practical agreement for sale checklist under RERA closes the sequence. Verify the registration number on the state portal and check that it matches the entry covering your tower. Confirm the declared completion date matches what you have been told. Read the delay compensation clause and the termination terms. Check that the specification schedule attached to the agreement matches the brochure line for line. And confirm the payment milestones tie to construction stages rather than calendar dates.

One point on sequencing, because buyers often get it backwards. Raise the questions to ask a builder before booking a flat while you still have bargaining room, which is before the booking amount is paid rather than after. Once money has changed hands the conversation shifts, and clauses that were negotiable at the shortlisting stage become fixed terms. Ask everything awkward first, and treat willingness to answer as part of what you are assessing.

Three builder agreement red flags India buyers should treat seriously. Reluctance to provide the floor rise or PLC schedule in writing. A registration number that differs between documents, which on this project applies to the Ramky Reserve phase in Towers D and E and needs confirming before payment. And any verbal assurance about upgrades, timelines or charges that the sales team will not put into the agreement. A developer confident in its own commitments has no reason to resist documenting them. See our team for documentation for the current position.

Related reading: the RERA registration and approval position.

FAQs

  1. What should I ask a builder before booking?
    Which possession date goes into the agreement, saleable and RERA carpet area for your specific layout, whether specification lines name brands or categories, the floor rise and PLC schedules in writing, and the club membership and corpus amounts.

  2. What should I check in the agreement for sale?
    That the RERA registration matches the entry covering your tower, that the declared completion date matches what you were told, the delay compensation and termination clauses, that the specification schedule matches the brochure, and that milestones tie to construction stages.

  3. What are the main red flags?
    Reluctance to put floor rise or PLC schedules in writing, a registration number that differs between documents, and verbal assurances the sales team will not commit to the agreement.

  4. Why do two possession dates exist?
    Marketed tower-wise dates reflect the construction programme, while the RERA completion date is the statutory outer commitment. Only the date in your agreement for sale binds anyone.